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Star Health Insurance relaunches Family Health Optima with new benefits

Star Health

 A Social caring initiative thought by Star Health Insurance on the importance of wearing Helmets, will save you more in life.


  • ·         1st of its kind plan in India to increase sum insured by 25% for safe riders
  • ·         Plan elevates social consciousness and compassion; rewards healthy behavior
  • ·         Extends bonus up to 100%
  • Automatic restoration of sum insured is now 3 times as against once!
  • Treatment in Preferred Network Hospital- lump-sum payable upto a maximum of Rs5000/- .


Mumbai: Star Health and Allied Insurance, the country’s leading standalone health insurance company, relaunched its Family Health Optima (FHO) plan with additional features including one that automatically increases the sum assured by 25 per cent (maximum Rs 5 lakh) for helmet-wearing customers or safe riders.

This plan is an improved version of the existing FHO policy and comes with a range of benefits, such as, ‘assisted reproductive treatment’ for specified procedures three years after buying the policy, ‘health check-up benefits’ for every claim-free year beginning from first year, ‘emergency domestic medical evacuation’, air-travel reimbursement of one immediate family member, and cover for repatriation of mortal remains to the residence of the insured individual.

Star Health Insurance CMD V. Jagannathan said, “At Star Health, we constantly endeavour to provide better services to our customers. We innovate and deliver superior products that fulfil customer objectives and enhance customer experience. We believe in handling all our customers with sensitivity, especially when they are in need of us. Hence, the revised Family Health Optima (FHO) plan comes with a host of benefits.”

Other features of the new FHO plan include cover for Air ambulance, AYUSH treatment and Second Medical Opinion and bonus extension up to 100 %.

Extending his gratitude towards his customers, Jagannathan added, “Our customers form our backbone. They have helped us scale heights from a start-up 10 years ago to the largest health standalone health insurance company in the country. It is their trust and belief that helped us grow 48 per cent in 2016-17. We wish to thank them and we will continue to do everything possible to fulfill their changing needs.”

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